About Personal Loan

Our personal loan product has been designed for individuals and salary earners who need to meet basic needs urgently.

We can help you meet that urgent need as it arises; house rent, school fees, buy a household item or gadget etc. With timely disbursement, you will have the cash to take care of that need. Our rates and terms are easy to bear because our aim is not increase your burden but to ease them.

You can access up to #1,000,000.00 for your personal finance requirement.

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Personal Loan Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Medical Emergency

Loans that enable you get treatment for medical emergencies.

Wedding

You can have that dream wedding with this loan option.

Travels

Planning for a holiday, take up an employment, visa application? This option gives you access.

Tuition

With our personal loan, you can pay for local and foreign tuition for yourself and loved ones.

Get financing for whatever you need now

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Personal Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

Personal Info

Passport Photograph (1)

Valid Means of identification (International Passport, Driver’s License, National ID, Voters Card, Valid work ID)

Employment/Confirmation/Commendation Letter

Pay slip/6 months bank statement

Bank Verification Number (BVN)

Personal Info

Most recent utility bill not exceeding 3 months

Post-dated cheque/Direct debit for the duration of the loan

Duly completed application form

Guarantors Info

PS: If you are a professional, please skip this section as you do not require a guarantor, but if not, please see guarantors requirements below:

A guarantors between the age 28 – 59, Guarantor must provide:

  1. Duly completed Guarantor Application form
  2. Valid Identification card
  3. Passport Photograph
  4. Post-dated cheque from Guarantors
  5. Recent utility bill

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

To qualify for a loan, you must be:
Be between 20 – 50 years old
Have a verifiable source of income
Live and /or work in cities where we operate
Have a savings or current bank account with any commercial bank

You can get up to N1million for up to 6 months

  • Passport Photograph (4)
  • Valid Means of identification (International Passport, Driver’s License, National ID, Voters Card, Valid work ID)
  • Employment/Confirmation/Commendation Letter
  • Pay slip/6 months bank statement
  • Utility bill for 3 months
  • Post-dated cheque/Direct debit for the duration of the loan
  • Pension/Tax Identification number
  • Valid applicant and employer details
  • Duly completed application form.
  • Two (2) Guarantors between the age 28 – 59, Guarantor must provide:
    -Duly completed Guarantor Application form
    -Valid Identification card
    -Passport Photograph
    -Post-dated cheque from Guarantors
    -Recent utility bill

This is a CBN policy applicable to financial institutions as part of KYC  requirements.

Apply for Personal Loan

Now apply for a Personal Loan, All you need to do is provide your details below application form.